Recent Posts from Andy Schornack

Best Bank in Minnesota
Security Bank & Trust Co. Named One of America's Best Regional Banks in Minnesota Again for 2026 An award is easy to win once. Winning it two years in a row is a pattern. For the second consecutive year, Security Bank & Trust Co. has been …
Why SBTC
5/29/26
bookkeeper for small business
Small Business Bookkeeping Tips for Minnesota Owners Most small businesses do not lose money because of a bad quarter. They lose it because nobody caught the missed invoice, the double payment, or the …
Treasury Management
5/22/26
business exit planning
What to Do After Selling Your Business: Investing Your Time and Money The wire clears, and the business you spent years building belongs to someone else. The number in your account is larger than it has ever been. And …
Personal Finance
5/15/26
women business owner talking with her team
Financing for Women-Owned Businesses in Minnesota: A Practical Guide Women own nearly 40% of U.S. businesses and started roughly half of all new businesses last year. The growth is real. Access to capital has not …
SBA & Other Government Loan Programs
5/1/26
small-business-loans
What Lenders Actually Look for in a Small Business Loan Application Most small business loan applications that get declined aren't from bad businesses. They're from owners who prepared for the wrong conversation. They …
Business Strategy
4/24/26
SBA loans and community bank relationship banking
How Community Banks Actually Work: What Minnesota Business Owners Should Expect Most business owners have a general sense that community banks offer something different from national institutions. More personal service, local …
Why SBTC
4/17/26

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