The Helm: banking, lending and business insight for Minnesota

Recent Posts from Andy Schornack

Overhead view of four people working at a wooden table covered with financial statements, charts, a laptop and coffee, two of them shaking hands

Business Banking for Minnesota Startups and Growing Companies Starting a business in Minnesota is a series of decisions made under time pressure, usually by someone who is also doing every other job. The banking …

Business Strategy

picture of group using AI to grow their Minnesota small business

How AI is Transforming Small Businesses: Practical Uses for Growth Artificial intelligence (AI) is no longer just a tool for big corporations with deep pockets—it’s a game-changer for small and medium-sized …

Business Strategy

A calculator and financial documents used to estimate cash flow on a rental property.

How to Estimate Rental Property Cash Flow The arithmetic of rental property cash flow takes about four minutes. The estimate is what goes wrong, and it goes wrong in the same three places …

Acquiring a company, lessons from Minnesota banker

Navigating Small Business Mergers & Acquisitions: A Strategic Framework Mergers and acquisitions (M&A) remain among the most significant decisions a business owner can undertake. Whether you’re expanding through an …

Business Strategy

Minnesota woman writing investment goals on a notepad at a table, planning her real estate strategy.

How to Create a Real Estate Investment Plan with Expert Tips from a Minnesota Banker

Minnesota small business owner looking for a small business loan

Small Business Loans in Minnesota: Comprehensive Financing Solutions for Local Entrepreneurs Securing the right financing can make all the difference when starting or growing a business. Whether you're looking to expand operations, purchase …

SBA & Other Government Loan Programs

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