SBTC-logo-web
  • Personal Banking
    • Personal Accounts
    • Personal Loans and Mortgages
    • Home Mortgage Lenders
  • Business Banking
    • Business Accounts
    • Business Lending Services
    • SBA Loans
  • Industries We Serve
    • Agricultural Lending
    • Business Acquisitions
    • Business Equipment
    • Construction
    • Commercial Real Estate
    • Municipal Banking
    • Nonprofit
    • Professional Services
  • Trust & Wealth Management
    • Our Trust Team
    • Trust Account Login
  • Resources
    • Blog
    • Forms & Applications
    • Fraud Prevention
    • Guide to Business Loans
    • Guide to Investment Real Estate
    • Guide to Treasury Management
    • Online and Mobile Banking
  • About
    • Why Security
    • Annual Report
    • Board of Directors
    • Careers
    • Community Involvement
    • Locations and Hours
    • Our Team
    • Ratings and Recognitions
  • Rates
  • Contact Us
  • Locations
  • Login
  • Business Enroll
  • Enroll
  • View Demo
  • Forgot passcode?
Credit card login

The Helm: A lifestyle and finance blog

    • Business Strategy
    • Real Estate Tips
    • Personal Finance
    • Commercial Real Estate
    • Small Business
    • Small Business Acquisition
    • Why SBTC
    • Mortgage
    • Community Spotlight
    • Rental
    • SBA & Other Government Loan Programs
    • Treasury Management
    • Lifestyle
    • Success Stories
    • In The News
    • Startups
    • Women in Banking
    • Business Banking
    • Trust & Wealth
    • Ag Lending
    • Nonprofits in Our Communities
    • Retirement Planning
    • Fraud
team coordinate business account opening
Opening a Business Checking Account in Minnesota Most owners prepare to open a business checking account by collecting documents. That gets the account opened. It does not make the account work. The …
Business Strategy
8/21/26
Minnesota business owner checking spring inventory before the selling season
Business Line of Credit in Minnesota: How It Works and When You Actually Need One A term loan and a line of credit both put money in your account. They answer different questions. A term loan buys something. A line of credit covers …
Business Strategy
8/14/26
Minnesota small business owner working the line inside her food truck
Business Loan DSCR: The Formula, the Targets, and How Much You Can Borrow Most owners ask the borrowing question in dollars. How much can we get. Lenders answer it in coverage, and the translation between the two is one …
Business Strategy
5/8/26
small-business-loans
What Lenders Actually Look for in a Small Business Loan Application Most small business loan applications that get declined aren't from bad businesses. They're from owners who prepared for the wrong conversation. They …
Business Strategy
4/24/26
Exit Planning for Minnesota Business Owners: When to Start, What to Get Right, and What Most People Miss Most business owners I talk to know they'll leave their company someday. Very few have done anything to prepare for it. The ones who have usually …
Business Strategy
4/10/26
Two business owners reviewing financial statements across a table from a commercial lender
Business Loan Criteria in Minnesota: Why Two Similar Companies Get Different Answers Two Minnesota companies can walk into two banks with matching revenue, comparable profit, and the same industry code, and walk out with different …
Business Strategy
4/1/26
Prev
1 2 3 4 5 ... 9
Next

Subscribe now to get The Helm directly in your inbox.

The Most Popular Articles

You're unique. We're different. Let's build a relationship.

Talk with a Lender Today!

Browse Our Popular Categories

  • Business Strategy (51)
  • Real Estate Tips (39)
  • Personal Finance (29)
  • Commercial Real Estate (25)
  • Small Business (24)
  • Small Business Acquisition (19)
  • Why SBTC (19)
  • Mortgage (15)
  • Community Spotlight (14)
  • Rental (14)
  • SBA & Other Government Loan Programs (14)
  • Treasury Management (12)
  • Lifestyle (10)
  • Success Stories (8)
  • In The News (7)
  • Startups (6)
  • Women in Banking (6)
  • Business Banking (5)
  • Trust & Wealth (5)
  • Ag Lending (3)
  • Nonprofits in Our Communities (3)
  • Retirement Planning (3)
  • Fraud (2)
see all
SBTC-logo-white
Member FDIC. Equal Housing Lender
  • Linked In
  • Facebook
  • Instagram
  • Youtube
  • TikTok
©2026 Security Bank & Trust Co.. All rights reserved. SBTC Routing Number: 091916161 | SBTC Bank NMLS #415819
  • Contact Us
  • Privacy Notice
  • Mobile Privacy Notice
  • Disclosures
  • Find Locations