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The Helm: A lifestyle and finance blog

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architect reviewing plans at their small business
Why Your Bank Holds Your Check Deposits, and How to Get Faster Access to Your Cash You deposit a check from a good customer on Monday. Payroll runs Friday. And the money is still sitting in limbo, marked unavailable, while your …
Treasury Management
6/26/26
bookkeeper for small business
Small Business Bookkeeping Tips for Minnesota Owners Most small businesses do not lose money because of a bad quarter. They lose it because nobody caught the missed invoice, the double payment, or the …
Treasury Management
5/22/26
Small Business Owner of a Food Truck
How Much Can My Business Borrow? Understanding Debt Service Coverage Most business owners eventually ask the same question: how much can my business actually borrow?
Business Strategy
5/8/26
Business owner reviewing account statements at a desk
Does Your Business Checking Earn Interest? We all want to grow our business and maximize our earnings, but we often see both small businesses and medium-sized businesses missing small changes …
Business Strategy
1/2/26
Preparing Your Business for 2026: Banking, Cash Flow, and Growth Planning As Minnesota businesses enter 2026, they face a dynamic economic landscape shaped by inflation trends, workforce shifts, and technological …
Business Strategy
12/19/25
Growing Minnesota restaurant financed by Minnesota Bank
Best Business Banking Strategies for Minnesota Startups & Growing Companies Starting and scaling a business in Minnesota comes with its own set of challenges and opportunities. From navigating seasonal revenue fluctuations to …
Business Strategy
2/22/25
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