Minnesota Business Loans

We limit the red tape by bringing transparency, reliability and certainty to the process. Creativity and customization are our strengths. We're open for business - your business.

Real people. Real Conversations.

We use a straight forward process that always starts with a conversation. Often we sit down at your business and discuss your goals, aspirations, and needs. From there, we talk internally with our team of lenders, credit experts and executives to brainstorm ideas. Everything is done locally and aligned with the goal of shared success. Growing, together isn't just a motto, it's an action. 

man and woman managing small business

Commercial Loans

When you’re ready to acquire a business, finance equipment, open a new location, expand an existing one, or build inventory to meet your growing customer demand; Security Bank & Trust Co. is ready to help. We offer a full range of credit and deposit solutions designed to meet the needs of your business. All backed by personalized service from experts as invested in your success as you are. Learn everything you need to know in our:

Guide to Business Loans

Guide to Treasury Management

Real Estate Loans

Whether you are beginning new construction, redeveloping, or simply looking to refinance your property; we take the complexity out of the financing process. Security offers a wide range of credit structures with varying maturities. Our services and areas of expertise include:

  • Owner-Occupied Buildings
  • Construction and Bridge Financing
  • Office/Warehouse Buildings
  • Retail Centers
  • Multifamily & Student Housing
  • Single Family, 1-4 Family Rental Properties

Let us be your partner today. Learn more about our options for:

Investment Real Estate


Eat Street Crossing Interior Photo

Our Guide to Investment Real Estate

manufacturing equipment line

Equipment Loans

Equipment loans to get the job done. We want your business to get the right equipment so it's more productive and profitable. New or used, we work quickly so you can get back to business.

  • Vehicles
  • Heavy machinery and equipment
  • Industrial conveyor belts, stationary machinery, and vehicles.
  • Office equipment
  • Dental, veterinary or medical clinic equipment
  • Restaurant equipment

Learn More

SBA Loans

Every business has times when it needs some support. Maybe a lower down payment, longer fixed rates, or something different all together. The Small Business Administration provides guaranty support so your business can stretch more and go farther. Security Bank & Trust Co.'s experience in working with Community Development Corporations on SBA 504 loans and SBA 7a applications provides your business with more options.

For more information on SBA loans, visit our:

Guide to Business Loans

Guide to SBA 7a and 504 Loans

female small business owner

Ready to talk with a Business Lender?

Craig Hrkal - CEO Cellular Concrete, Inc. & Lightweight Distributing Company

"Don knows our business. It's unique and specialty so it's important we have someone who understands our business."

Construction worker with helmet and blueprints