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Business Banking and Lending

Talk with a lender who knows your market, for your business, your building or your farm.

Tell us what your business needs, and a banker who knows your market will follow up. Our lenders will come to your office, your shop or your farm, and the lender who makes your loan stays your contact after it closes.

Decided hereYour loan is structured and presented locally.
We come to youYour office, your shop, your farm.
Close and stayYour lender stays your contact after closing.
Here since 193521 offices in 18 Minnesota communities.

Meet our lending leaders

Brian Wagner leads lending at Security Bank & Trust Co., and a senior lending officer leads each of our three markets. Name the lender you already work with on the form, or pick No preference and our lending leadership will match you with the right lender for your business and your market.

Brian Wagner, Chief Lending Officer at Security Bank & Trust Co.

Brian Wagner

Chief Lending Officer

Leads lending across the bank

Luke Baker, SVP, Senior Lending Officer, McLeod County at Security Bank & Trust Co.

Luke Baker

SVP, Senior Lending Officer, McLeod County

Leads lending in McLeod County

Kevin Hegland, SVP, Senior Lending Officer, Carver County at Security Bank & Trust Co.

Kevin Hegland

SVP, Senior Lending Officer, Carver County

Leads lending in Carver County

Ward Greeley, SVP, Senior Lending Officer, Twin Cities Metro at Security Bank & Trust Co.

Ward Greeley

SVP, Senior Lending Officer, Twin Cities Metro

Leads lending in the Twin Cities metro

Your treasury management team

Jillian Johnson, VP, Treasury Management/Business Banking at Security Bank & Trust Co.

Jillian Johnson

VP, Treasury Management/Business Banking

Leads treasury management

Business checking and savings, Positive Pay, ACH and user permissions are set up and supported by our treasury management team, led by Jillian Johnson, VP of Treasury Management and Business Banking. Jillian has spent more than twenty years in banking, most of it on the rules and mechanics of ACH.

Pick Business checking and savings, Treasury management, or Public funds or municipal banking on the form, and your note goes to her.

Read the treasury management guide

Tell us what your business needs

Pick the banker you would like to talk with, or No preference, and they will follow up. Rather talk now? Call 320-864-3171.

What happens next

  1. Your note goes to the banker you pick. With no preference, loan questions go to our lending leadership and account questions go to our treasury management team.
  2. A banker reaches out the way you asked, by phone or email.
  3. You talk through what your business needs, with no obligation.

Rather talk now?
Call 320-864-3171

Or stop in at any of our 21 offices in 18 Minnesota communities. Find your nearest branch

Bring what you have to the first conversation

  • What you want the financing to do, and your timeline
  • A letter of intent or purchase contract, if you are buying something
  • The documents on our commercial loan applicant checklist

Not sure what applies to you? Reach out first and bring what you have.

Local lenders who know your market, here since 1935. That is another way we are

Growing, together.

Security Bank & Trust Co. Loan products are subject to credit approval. Terms, conditions, and eligibility requirements apply. Page last reviewed September 2026.