Personal Banking
Personal Accounts
Personal Loans and Mortgages
Home Mortgage Lenders
Business Banking
Business Accounts
Business Lending Services
SBA Loans
Industries We Serve
Agricultural Lending
Business Acquisitions
Business Equipment
Construction
Commercial Real Estate
Municipal Banking
Nonprofit
Professional Services
Trust & Wealth Management
Our Trust Team
Trust Account Login
Resources
Blog
Forms & Applications
Fraud Prevention
Guide to Business Loans
Guide to Investment Real Estate
Guide to Treasury Management
Online and Mobile Banking
About
Why Security
Annual Report
Board of Directors
Our Team
Community Involvement
Locations and Hours
Careers
Rates
Contact Us
Locations
Login
Menu
Close
<!-- alt code for unsupported browsers //--><a href="https://sbtcgmn.banking.apiture.com/start/SBTCGMN" target="_top" rel="noopener"> <strong>Click here</strong> to log into online banking.</a>
Business Enroll
Enroll
View Demo
Forgot passcode?
Credit card login
The Helm: A lifestyle and finance blog
Browse Topics
Business Strategy
Real Estate Tips
Personal Finance
Commercial Real Estate
Small Business
Why SBTC
Small Business Acquisition
Mortgage
Community Spotlight
Rental
SBA & Other Government Loan Programs
Treasury Management
Lifestyle
In The News
Success Stories
Startups
Women in Banking
Nonprofits in Our Communities
Retirement Planning
Trust & Wealth
Ag Lending
Fraud
Balloon Payment or Rate Reset? How Minnesota Lenders Structure Commercial and Rental Property Loans
Two loan offers can look identical. Same rate, same 25 year amortization, same monthly payment. One has a five year balloon payment. The other has a …
Commercial Real Estate
7/24/26
Rent Control in Minnesota: What Landlords and Investors Need to Know in 2026
If you own rental property in the Twin Cities, the loudest housing-policy fight of the last few years has gone quiet. Minneapolis authorized rent …
Rental
3/20/26
Financing Limits on 1-4 Family Rentals in Minnesota
Two different limits govern how far a Minnesota rental portfolio can grow on conventional financing. One caps the dollars on any single property. The …
Rental
1/16/26
How Do I Get Started in Real Estate Investing in Minnesota?
If you are wondering how to get started in real estate investing, you are not alone. Higher interest rates, tight housing supply, and headlines about …
Rental
9/19/25
How to Make a Profit in Residential Real Estate Investments
Any investment brings risk. Like all markets, real estate can crash. Beyond financial loss, investment homes can bring other headaches, like mold in …
Rental
7/31/25
Navigating Commercial Real Estate Loans in Minnesota: A Strategic Guide for 2025
For Minnesota business owners and investors considering commercial real estate, 2025 presents a unique set of opportunities and challenges. Whether …
Commercial Real Estate
3/21/25
Prev
1
2
3
4
5
...
7
Next
Subscribe now to get The Helm directly in your inbox.
The Most Popular Articles
You're unique. We're different. Let's build a relationship.
Talk with a Lender Today!
Browse Our Popular Categories
Business Strategy
(49)
Real Estate Tips
(38)
Personal Finance
(29)
Commercial Real Estate
(25)
Small Business
(22)
Why SBTC
(21)
Small Business Acquisition
(18)
Mortgage
(15)
Community Spotlight
(14)
Rental
(14)
SBA & Other Government Loan Programs
(12)
Treasury Management
(12)
Lifestyle
(10)
In The News
(9)
Success Stories
(8)
Startups
(6)
Women in Banking
(6)
Nonprofits in Our Communities
(3)
Retirement Planning
(3)
Trust & Wealth
(3)
Ag Lending
(2)
Fraud
(2)
see all