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The Helm: banking, lending and business insight for Minnesota

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A new home framed on an open rural lot at sunset, the kind of build a land loan in Minnesota starts
Land Loans in Minnesota: Buying a Lot to Build Your Home The house you want to build starts with the ground under it, and the ground is financed differently than the house. Land loans in Minnesota generally …
Real Estate Tips
10/9/26
Minnesota home in Carver County
How Much Can You Borrow Against Your Home in Minnesota? Your home is probably worth more than it was five years ago, and the mortgage balance is lower than it was. The space between those two numbers is …
Personal Finance
7/31/26
A row of single family homes on a summer street, the one to four unit properties a residential loan covers
Residential vs. Commercial Loans: Key Differences If you are looking to get into real estate investing without draining your savings, there are more financing options than most people realize. The …
Commercial Real Estate
7/10/26
Mortgage Options for Self-Employed Entrepreneurs in Minnesota Every deduction that saves you money in April is the same deduction that shrinks your income in underwriting. That is the tension self-employed …
Personal Finance
3/13/26
Bridge Loan vs. Home Equity Loan: Which is the Best Option? Buying your next home before your current one sells puts you in an awkward spot. The down payment is due on the new place, and the money to cover it …
Personal Finance
3/6/26
minnesota single family home
How to Buy a House in Minnesota: A Step-by-Step Guide Buying a house is the largest purchase most people ever make, and most of the process happens in an order nobody explains up front. You need a number …
Personal Finance
2/27/26
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