Recent Posts from Andy Schornack

architect reviewing plans at their small business
Why Your Bank Holds Your Check Deposits, and How to Get Faster Access to Your Cash You deposit a check from a good customer on Monday. Payroll runs Friday. And the money is still sitting in limbo, marked unavailable, while your …
Cash Management
6/26/26
small business owner looking at his equipment
What Business Banking Solutions Support Equipment Financing and Expansion? When a business is ready to buy a new machine or open a second location, the question is rarely whether the growth makes sense. It usually does. The …
Small Business
6/5/26
Best Bank in Minnesota
Security Bank & Trust Co. Named One of America's Best Regional Banks in Minnesota Again for 2026 An award is easy to win once. Winning it two years in a row is a pattern. For the second consecutive year, Security Bank & Trust Co. has been …
Why SBTC
5/29/26
small-business-loans
What Lenders Actually Look for in a Small Business Loan Application Most small business loan applications that get declined aren't from bad businesses. They're from owners who prepared for the wrong conversation. They …
Business Strategy
4/24/26
SBA loans and community bank relationship banking
How Community Banks Actually Work: What Minnesota Business Owners Should Expect Most business owners have a general sense that community banks offer something different from national institutions. More personal service, local …
Why SBTC
4/17/26
Exit Planning for Minnesota Business Owners: When to Start, What to Get Right, and What Most People Miss Most business owners I talk to know they'll leave their company someday. Very few have done anything to prepare for it. The ones who have usually …
Business Strategy
4/10/26

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