Recent Posts from Andy Schornack

team coordinate business account opening
Opening a Business Checking Account in Minnesota Most owners prepare to open a business checking account by collecting documents. That gets the account opened. It does not make the account work. The …
Business Strategy
8/21/26
Minnesota business owner checking spring inventory before the selling season
Business Line of Credit in Minnesota: How It Works and When You Actually Need One A term loan and a line of credit both put money in your account. They answer different questions. A term loan buys something. A line of credit covers …
Business Strategy
8/14/26
Minnesota farming family talking about trusts while walking in a field
Passing the Farm: Trusts and Farm Succession in Minnesota The average Minnesota farmer is 57.1 years old, and on most operations the farm is not just the biggest asset in the estate. It is the estate. Land …
Ag Lending
8/4/26
Minnesota home in Carver County
How Much Can You Borrow Against Your Home in Minnesota? Your home is probably worth more than it was five years ago, and the mortgage balance is lower than it was. The space between those two numbers is …
Personal Finance
7/31/26
warehouse real estate loan
Balloon Payment or Rate Reset? How Minnesota Lenders Structure Commercial and Rental Property Loans Two loan offers can look identical. Same rate, same 25 year amortization, same monthly payment. One has a five year balloon payment. The other has a …
Commercial Real Estate
7/24/26
multigeneration family talking about their trust
How to Choose a Trustee in Minnesota: Family, Attorney, or Corporate Trustee? Families often spend months getting a trust document right and five minutes deciding who will run it. Yet the trustee, not the document, makes the …
Trust & Wealth
7/21/26

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