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The Helm: banking, lending and business insight for Minnesota
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Recent Posts from Andy Schornack
Why Small Businesses Are Leaving Big Banks (And How to Choose the Right Banking Partner)
Across Minnesota and the rest of the country, small business owners are rethinking where they bank. For years, the largest financial institutions …
Why SBTC
9/22/25
Tariffs and Small Manufacturers in Minnesota: Navigating Costs and Strategies
In today's global economy, small businesses can increasingly be impacted by international trade policies. Minnesota is not exempt as a border state …
Business Strategy
3/12/25
Business Banking for Minnesota Startups and Growing Companies
Starting a business in Minnesota is a series of decisions made under time pressure, usually by someone who is also doing every other job. The banking …
Business Strategy
2/22/25
How AI is Transforming Small Businesses: Practical Uses for Growth
Artificial intelligence (AI) is no longer just a tool for big corporations with deep pockets—it’s a game-changer for small and medium-sized …
Business Strategy
2/19/25
How to Estimate Rental Property Cash Flow
The arithmetic of rental property cash flow takes about four minutes. The estimate is what goes wrong, and it goes wrong in the same three places …
Rental
2/3/25
Navigating Small Business Mergers & Acquisitions: A Strategic Framework
Mergers and acquisitions (M&A) remain among the most significant decisions a business owner can undertake. Whether you’re expanding through an …
Business Strategy
2/1/25
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