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The Helm: A lifestyle and finance blog

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women business owner talking with her team
Financing for Women-Owned Businesses in Minnesota: A Practical Guide Women own nearly 40% of U.S. businesses and started roughly half of all new businesses last year. The growth is real. Access to capital has not …
SBA & Other Government Loan Programs
5/1/26
Two business owners reviewing financial statements across a table from a commercial lender
Business Loan Criteria in Minnesota: Why Two Similar Companies Get Different Answers Two Minnesota companies can walk into two banks with matching revenue, comparable profit, and the same industry code, and walk out with different …
Business Strategy
4/1/26
starting an online business
How to Launch an Online Store in Minnesota: A 2026 Guide Launching an online store has never been easier. Standing up a storefront on Shopify or Squarespace takes an afternoon. Keeping one alive past the …
Small Business
3/27/26
When to Refinance a Business Loan: A Guide for Minnesota Business Owners For Minnesota business owners carrying existing debt, refinancing a business loan is one of the most practical ways to strengthen cash flow, reduce …
SBA & Other Government Loan Programs
2/13/26
E-Commerce Seller's Guide to Financing E-commerce businesses rarely fail because demand disappears. They struggle when cash flow timing, inventory risk, and capital structure drift out of …
Business Strategy
1/9/26
Preparing Your Business for 2026: Banking, Cash Flow, and Growth Planning As Minnesota businesses enter 2026, they face a dynamic economic landscape shaped by inflation trends, workforce shifts, and technological …
Business Strategy
12/19/25
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