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The Helm: banking, lending and business insight for Minnesota
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When to Refinance a Business Loan: A Guide for Minnesota Business Owners
For Minnesota business owners carrying existing debt, refinancing a business loan is one of the most practical ways to strengthen cash flow, reduce …
SBA & Other Government Loan Programs
2/13/26
E-Commerce Seller's Guide to Financing
E-commerce businesses rarely fail because demand disappears. They struggle when cash flow timing, inventory risk, and capital structure drift out of …
Business Strategy
1/9/26
Preparing Your Business for 2026: Banking, Cash Flow, and Growth Planning
As Minnesota businesses enter 2026, they face a dynamic economic landscape shaped by inflation trends, workforce shifts, and technological …
Business Strategy
12/19/25
Why Small Businesses Are Leaving Big Banks (And How to Choose the Right Banking Partner)
Across Minnesota and the rest of the country, small business owners are rethinking where they bank. For years, the largest financial institutions …
Why SBTC
9/22/25
Harnessing Clean Energy: How Rural Minnesota Counties are Collaborating for Sustainable Growth
Business Strategy
9/17/25
A Visit to Goat Shine: Where Community, Care, and Cute Goats Come Together
Success Stories
8/20/25
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