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The Helm: A lifestyle and finance blog

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minnesota manufacturing plant
Manufacturing Business Banking: The Warning Signs You've Outgrown Your Bank The used CNC machine was priced right and ready to go. The seller needed an answer in five days. Your bank needed three weeks just to produce a term …
Small Business
7/17/26
architect reviewing plans at their small business
Why Your Bank Holds Your Check Deposits, and How to Get Faster Access to Your Cash You deposit a check from a good customer on Monday. Payroll runs Friday. And the money is still sitting in limbo, marked unavailable, while your …
Cash Management
6/26/26
small business owner looking at his equipment
What Business Banking Solutions Support Equipment Financing and Expansion? When a business is ready to buy a new machine or open a second location, the question is rarely whether the growth makes sense. It usually does. The …
Small Business
6/5/26
Small Business Owner of a Food Truck
How Much Can My Business Borrow? Understanding Debt Service Coverage Most business owners eventually ask the same question: how much can my business actually borrow?
Business Strategy
5/8/26
women business owner talking with her team
Financing for Women-Owned Businesses in Minnesota: A Practical Guide Women own nearly 40% of U.S. businesses and started roughly half of all new businesses last year. The growth is real. Access to capital has not …
SBA & Other Government Loan Programs
5/1/26
Why Two Minnesota Businesses with Similar Numbers Get Very Different Loan Decisions Two Minnesota businesses can look nearly identical on paper — similar revenue, comparable profitability, even operating in the same industry — and …
Business Strategy
4/1/26
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