The Helm: A lifestyle and finance blog

Harvesting a Minnesota field in the fall, ahead of farm operating line renewal season

Renewing Your Farm Operating Line: What Your Lender Needs This Fall Your 2027 operating line gets decided this fall, before renewal season opens. By the time the renewal is signed, the numbers that set it were fixed …

Modern single story dental office building with parking, the kind a practice buyer would finance

Buying a Dental Practice in Minnesota: Should You Buy the Building Too? The seller is retiring, and the building is for sale too. How you answer that in the first month of a practice purchase will still be shaping your …

SBA & Other Government Loan Programs

Minnesota couple writing a guidance letter to their trustee

A Grantor's Guidance Letter: Telling Your Trustee What the Trust Document Cannot A trust document tells your trustee what they are permitted to do. It almost never tells them what you meant. A grantor's guidance letter is where …

Minnesota small business owner in her shop

SBA Loans in Minnesota: Which Program Fits Which Purchase Most business owners come to us asking whether they qualify for an SBA loan. That is almost never the real question. The Small Business …

SBA & Other Government Loan Programs

team coordinate business account opening

Opening a Business Checking Account in Minnesota Most owners prepare to open a business checking account by collecting documents. That gets the account opened. It does not make the account work. The …

Business Strategy

couple setting up special needs trust in minnesota

Special Needs Trusts in Minnesota: Providing for a Loved One Without Risking Their Benefits A parent's instinct is to leave money to a child. When that child has a disability, the instinct can backfire. A direct inheritance, even a modest …

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