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The Helm: banking, lending and business insight for Minnesota

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small business owner looking at his equipment
What Business Banking Solutions Support Equipment Financing and Expansion? When a business is ready to buy a new machine or open a second location, the question is rarely whether the growth makes sense. It usually does. The …
Small Business
6/5/26
Best Bank in Minnesota
Security Bank & Trust Co. Named One of America's Best Regional Banks in Minnesota Again for 2026 An award is easy to win once. Winning it two years in a row is a pattern. For the second consecutive year, Security Bank & Trust Co. has been …
Why SBTC
5/29/26
bookkeeper for small business
Small Business Bookkeeping Tips for Minnesota Owners Most small businesses do not lose money because of a bad quarter. They lose it because nobody caught the missed invoice, the double payment, or the …
Treasury Management
5/22/26
business exit planning
What to Do After Selling Your Business: Investing Your Time and Money The wire clears, and the business you spent years building belongs to someone else. The number in your account is larger than it has ever been. And …
Personal Finance
5/15/26
Minnesota small business owner working the line inside her food truck
Business Loan DSCR: The Formula, the Targets, and How Much You Can Borrow Most owners ask the borrowing question in dollars. How much can we get. Lenders answer it in coverage, and the translation between the two is one …
Business Strategy
5/8/26
women business owner talking with her team
Financing for Women-Owned Businesses in Minnesota: A Practical Guide Women own nearly 40% of U.S. businesses and started roughly half of all new businesses last year. The growth is real. Access to capital has not …
SBA & Other Government Loan Programs
5/1/26
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