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The Helm: banking, lending and business insight for Minnesota

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Beautiful green home financed by Minnesota bank
What Actually Determines Your Home's Value in Minnesota Your home is probably worth something different than the number on Zillow. Not because the estimate is careless, but because it is answering a …
Personal Finance
2/20/26
Minnesota home construction
How Construction Loans Work: Financing a Home You Build Inventory is thin in a lot of Minnesota markets, and more people are looking at building than at buying. If that is where you are, the financing …
Personal Finance
1/30/26
Minnesota home for sale and financed by Minnesota bank
Buying and Selling a Home at the Same Time: A Practical Guide Buying and selling a home at the same time is all about planning, timing, and flexibility. Whether you're upgrading, downsizing, or relocating, …
Real Estate Tips
2/26/25
Minnesota home renovation with a local bank.
Four Steps to Securing a Renovation Construction Loan A renovation construction loan is a financial product that allows homeowners to finance both the purchase and renovation of a property within a …
Mortgage
2/21/25
A Minnesota homeowner couple selecting paint colors for their home improvement project, showcasing thoughtful renovation planning and creative updates, supported by smart home improvement financing.
Top Home Improvement Projects and Smart Financing Options in Minnesota As homeowners continue to invest in their living spaces, home improvement projects have become increasingly popular. From functional updates to …
Real Estate Tips
2/12/25
For Sale sign in front of a home in the Minnesota housing market.
Why Waiting Might Not Pay Off in Minnesota's Housing Market In a striking turn of events, the U.S. housing market is experiencing its lowest level of existing home sales in 14 years. With the Federal Reserve …
Real Estate Tips
1/14/25
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