SBTC-logo-web
  • Personal Banking
    • Personal Accounts
    • Personal Loans and Mortgages
    • Home Mortgage Lenders
  • Business Banking
    • Business Accounts
    • Business Lending Services
    • SBA Loans
  • Industries We Serve
    • Agricultural Lending
    • Business Acquisitions
    • Business Equipment
    • Construction
    • Commercial Real Estate
    • Municipal Banking
    • Nonprofit
    • Professional Services
  • Trust & Wealth Management
    • Our Trust Team
    • Trust Account Login
  • Resources
    • Blog
    • Forms & Applications
    • Fraud Prevention
    • Guide to Business Loans
    • Guide to Investment Real Estate
    • Guide to Treasury Management
    • Online and Mobile Banking
  • About
    • Why Security
    • Annual Report
    • Board of Directors
    • Our Team
    • Community Involvement
    • Locations and Hours
    • Careers
  • Rates
  • Contact Us
  • Locations
  • Login
  • Business Enroll
  • Enroll
  • View Demo
  • Forgot passcode?
Credit card login

The Helm: A lifestyle and finance blog

    • Business Strategy
    • Real Estate Tips
    • Personal Finance
    • Commercial Real Estate
    • Small Business
    • Why SBTC
    • Small Business Acquisition
    • Mortgage
    • Community Spotlight
    • Rental
    • Treasury Management
    • SBA & Other Government Loan Programs
    • Lifestyle
    • In The News
    • Success Stories
    • Startups
    • Women in Banking
    • Trust & Wealth
    • Business Banking
    • Nonprofits in Our Communities
    • Retirement Planning
    • Ag Lending
    • Fraud
When to Refinance a Business Loan: A Guide for Minnesota Business Owners For Minnesota business owners carrying existing debt, refinancing a business loan is one of the most practical ways to strengthen cash flow, reduce …
SBA & Other Government Loan Programs
2/13/26
E-Commerce Seller's Guide to Financing E-commerce businesses rarely fail because demand disappears. They struggle when cash flow timing, inventory risk, and capital structure drift out of …
Business Strategy
1/9/26
Business owner reviewing account statements at a desk
Does Your Business Checking Earn Interest? We all want to grow our business and maximize our earnings, but we often see both small businesses and medium-sized businesses missing small changes …
Business Strategy
1/2/26
Preparing Your Business for 2026: Banking, Cash Flow, and Growth Planning As Minnesota businesses enter 2026, they face a dynamic economic landscape shaped by inflation trends, workforce shifts, and technological …
Business Strategy
12/19/25
2025 Minnesota Carlson ETA Conference
Minnesota Carlson ETA Insights: Fueling the Next Generation of Local Business Owners Minnesota has thousands of small and mid-sized businesses entering the next decade with questions about succession, leadership, and long-term local …
Business Strategy
11/23/25
Minnesota business investment decision discussion
The Difference Between Cost and Worth in Final Investment Decisions When making investment decisions, it’s easy to focus on cost. Cost is measurable, concrete, and familiar. But cost alone rarely tells the full story. …
Business Strategy
11/3/25
Prev
1 2 3 4 5 ... 9
Next

Subscribe now to get The Helm directly in your inbox.

The Most Popular Articles

You're unique. We're different. Let's build a relationship.

Talk with a Lender Today!

Browse Our Popular Categories

  • Business Strategy (51)
  • Real Estate Tips (38)
  • Personal Finance (29)
  • Commercial Real Estate (25)
  • Small Business (24)
  • Why SBTC (21)
  • Small Business Acquisition (18)
  • Mortgage (15)
  • Community Spotlight (14)
  • Rental (14)
  • Treasury Management (13)
  • SBA & Other Government Loan Programs (12)
  • Lifestyle (10)
  • In The News (9)
  • Success Stories (8)
  • Startups (6)
  • Women in Banking (6)
  • Trust & Wealth (4)
  • Business Banking (3)
  • Nonprofits in Our Communities (3)
  • Retirement Planning (3)
  • Ag Lending (2)
  • Fraud (2)
see all
SBTC-logo-white
Member FDIC. Equal Housing Lender
  • Linked In
  • Facebook
  • Instagram
  • Youtube
  • TikTok
©2026 Security Bank & Trust Co.. All rights reserved. SBTC Routing Number: 091916161 | SBTC Bank NMLS #415819
  • Contact Us
  • Privacy Notice
  • Mobile Privacy Notice
  • Disclosures
  • Find Locations