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The Helm: banking, lending and business insight for Minnesota
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How Construction Loans Work: Financing a Home You Build
Inventory is thin in a lot of Minnesota markets, and more people are looking at building than at buying. If that is where you are, the financing …
Personal Finance
1/30/26
Financing Limits on 1-4 Family Rentals in Minnesota
Two different limits govern how far a Minnesota rental portfolio can grow on conventional financing. One caps the dollars on any single property. The …
Rental
1/16/26
Setting Up a Trust: A Practical Estate Planning Guide for Minnesota Families
Estate planning is about more than documents—it’s about protecting what you’ve worked hard to build and ensuring your wishes are carried out with …
Personal Finance
1/12/26
E-Commerce Seller's Guide to Financing
E-commerce businesses rarely fail because demand disappears. They struggle when cash flow timing, inventory risk, and capital structure drift out of …
Business Strategy
1/9/26
From Retail Therapy to Real Opportunity: How Online Shopping Reshaped Minnesota Business in 2026
Retail Therapy Was Just the Beginning Back in 2020, online shopping wasn’t just a convenience—it became a coping mechanism. Retail therapy, once a …
Personal Finance
1/5/26
Does Your Business Checking Earn Interest?
We all want to grow our business and maximize our earnings, but we often see both small businesses and medium-sized businesses missing small changes …
Business Strategy
1/2/26
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