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The Helm: banking, lending and business insight for Minnesota

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Modern commercial property in Minnesota, highlighting the importance of underwriting in real estate investments.
Understanding Commercial Real Estate Underwriting: A Guide for Minnesota Investors Commercial real estate underwriting is a crucial step in evaluating the potential success of a property investment and determining a borrower’s …
Commercial Real Estate
2/7/25
Refinancing Commercial Properties in Minnesota: Expert Tips for 2025 As we step into 2025, the commercial real estate market presents unique opportunities and challenges for Minnesota property owners. Rising interest …
Business Strategy
2/5/25
A calculator and financial documents used to estimate cash flow on a rental property.
How to Estimate Rental Property Cash Flow The arithmetic of rental property cash flow takes about four minutes. The estimate is what goes wrong, and it goes wrong in the same three places …
Rental
2/3/25
Acquiring a company, lessons from Minnesota banker
Navigating Small Business Mergers & Acquisitions: A Strategic Framework Mergers and acquisitions (M&A) remain among the most significant decisions a business owner can undertake. Whether you’re expanding through an …
Business Strategy
2/1/25
A group of professionals in a collaborative meeting, discussing financial strategies and solutions. The setting is a modern conference room, highlighting teamwork and expertise in navigating rising interest rates and variable loans.
How Rising Interest Rates Affect Your Variable Loans Interest rates are a hot topic in today’s economy, and their effects are especially felt by individuals and businesses managing variable-rate loans. …
Treasury Management
1/31/25
Cozy, well-lit bedroom in a modern rental property, showcasing a tidy and inviting living space for prospective tenants.
Cash Flow Management Strategies for Real Estate Investors Sure, hiring a plumber, collecting rent, putting out tenant fires—primarily figurative—and basking in the financial independence that real estate …
Real Estate Tips
1/29/25
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