Recent Posts from Jalyn Macy

One of the Best Banks in Minnesota: Security Bank & Trust Co. Recognized Statewide and Nationally in 2026 If you’re searching for one of the best banks in Minnesota, especially as a small business owner, nonprofit leader, or individual looking for a …
Why SBTC
6/19/26
Small Business Owner of a Food Truck
How Much Can My Business Borrow? Understanding Debt Service Coverage Most business owners eventually ask the same question: how much can my business actually borrow?
Business Strategy
5/8/26
Why Two Minnesota Businesses with Similar Numbers Get Very Different Loan Decisions Two Minnesota businesses can look nearly identical on paper — similar revenue, comparable profitability, even operating in the same industry — and …
Business Strategy
4/1/26
When to Refinance a Business Loan: A Guide for Minnesota Business Owners For Minnesota business owners carrying existing debt, refinancing a business loan is one of the most practical ways to strengthen cash flow, reduce …
SBA & Other Government Loan Programs
2/13/26
Preparing Your Business for 2026: Banking, Cash Flow, and Growth Planning As Minnesota businesses enter 2026, they face a dynamic economic landscape shaped by inflation trends, workforce shifts, and technological …
Business Strategy
12/19/25
Give to the Max Day: Strengthening Minnesota Communities Through Local Return Give to the Max Day is a powerful reminder of what makes Minnesota communities exceptional: when we give together, we grow together. This year’s …
Why SBTC
11/20/25

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