Recent Posts from Jalyn Macy

Security Bank & Trust Co., recognized as one of the best banks in Minnesota in 2026.
One of the Best Banks in Minnesota: Security Bank & Trust Co. Recognized Statewide and Nationally in 2026 If you’re searching for one of the best banks in Minnesota, especially as a small business owner, nonprofit leader, or individual looking for a …
Why SBTC
6/19/26
Minnesota small business owner working the line inside her food truck
Business Loan DSCR: The Formula, the Targets, and How Much You Can Borrow Most owners ask the borrowing question in dollars. How much can we get. Lenders answer it in coverage, and the translation between the two is one …
Business Strategy
5/8/26
Two business owners reviewing financial statements across a table from a commercial lender
Business Loan Criteria in Minnesota: Why Two Similar Companies Get Different Answers Two Minnesota companies can walk into two banks with matching revenue, comparable profit, and the same industry code, and walk out with different …
Business Strategy
4/1/26
When to Refinance a Business Loan: A Guide for Minnesota Business Owners For Minnesota business owners carrying existing debt, refinancing a business loan is one of the most practical ways to strengthen cash flow, reduce …
SBA & Other Government Loan Programs
2/13/26
Preparing Your Business for 2026: Banking, Cash Flow, and Growth Planning As Minnesota businesses enter 2026, they face a dynamic economic landscape shaped by inflation trends, workforce shifts, and technological …
Business Strategy
12/19/25
Give to the Max Day: Strengthening Minnesota Communities Through Local Return Give to the Max Day is a powerful reminder of what makes Minnesota communities exceptional: when we give together, we grow together. This year’s …
Why SBTC
11/20/25

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