SBTC-logo-web
  • Personal Banking
    • Personal Accounts
    • Personal Loans and Mortgages
  • Business Banking
    • Business Accounts
    • Business Lending Services
  • Industries We Serve
    • Agricultural Lending
    • Business Acquisitions
    • Business Equipment
    • Construction
    • Investment Real Estate
    • Municipal Banking
    • Nonprofit
    • Professional Services
  • Trust & Wealth Management
    • Our Trust Team
    • Trust Account Login
  • Resources
    • Blog
    • Guide to Investment Real Estate
    • Guide to Personal Loans and Home Mortgages
    • Guide to Treasury Management
    • Guide to Business Loans
    • Online and Mobile Banking
    • Forms
  • About
    • Why Security
    • Annual Report
    • Board of Directors
    • Our Team
    • Community Involvement
    • Locations and Hours
    • Careers
  • Rates
  • Contact Us
  • Locations
  • Login
  • Business Enroll
  • Enroll
  • View Demo
  • Forgot passcode?
Credit card login

The Helm: A lifestyle and finance blog

    • Business Strategy
    • Real Estate Tips
    • Personal Finance
    • Why SBTC
    • Community Spotlight
    • Commercial Real Estate
    • SBA & Other Government Loan Programs
    • Small Business
    • Lifestyle
    • Small Business Acquisition
    • Startups
    • Mortgage
    • Rental
    • Cash Management
    • Success Stories
    • In The News
    • Women in Banking
    • Nonprofits in Our Communities
    • Fraud
    • Retirement Planning
    • Ag Lending
architect reviewing plans at their small business
Why Your Bank Holds Your Check Deposits, and How to Get Faster Access to Your Cash You deposit a check from a good customer on Monday. Payroll runs Friday. And the money is still sitting in limbo, marked unavailable, while your …
Cash Management
6/26/26
Small Business Owner of a Food Truck
How Much Can My Business Borrow? Understanding Debt Service Coverage Most business owners eventually ask the same question: how much can my business actually borrow?
Business Strategy
5/8/26
Preparing Your Business for 2026: Banking, Cash Flow, and Growth Planning As Minnesota businesses enter 2026, they face a dynamic economic landscape shaped by inflation trends, workforce shifts, and technological …
Business Strategy
12/19/25
Growing Minnesota restaurant financed by Minnesota Bank
Best Business Banking Strategies for Minnesota Startups & Growing Companies Starting and scaling a business in Minnesota comes with its own set of challenges and opportunities. From navigating seasonal revenue fluctuations to …
Business Strategy
2/22/25
A close-up of a calculator and financial documents used for calculating real estate investment cash flow, emphasizing financial analysis and planning for property investors.
How to Maximize Your Real Estate Investment Cash Flow When it comes to real estate investment, maximizing cash flow is one of the key indicators of success. Understanding how to calculate and improve …
Rental
2/3/25
A group of professionals in a collaborative meeting, discussing financial strategies and solutions. The setting is a modern conference room, highlighting teamwork and expertise in navigating rising interest rates and variable loans.
How Rising Interest Rates Affect Your Variable Loans Interest rates are a hot topic in today’s economy, and their effects are especially felt by individuals and businesses managing variable-rate loans. …
Cash Management
1/31/25
Prev
1 2 3
Next

Subscribe now to get The Helm directly in your inbox.

The Most Popular Articles

You're unique. We're different. Let's build a relationship.

Talk with a Lender Today!

Browse Our Popular Categories

  • Business Strategy (63)
  • Real Estate Tips (39)
  • Personal Finance (34)
  • Why SBTC (33)
  • Community Spotlight (30)
  • Commercial Real Estate (24)
  • SBA & Other Government Loan Programs (23)
  • Small Business (23)
  • Lifestyle (22)
  • Small Business Acquisition (20)
  • Startups (16)
  • Mortgage (15)
  • Rental (15)
  • Cash Management (13)
  • Success Stories (13)
  • In The News (10)
  • Women in Banking (8)
  • Nonprofits in Our Communities (7)
  • Fraud (3)
  • Retirement Planning (3)
  • Ag Lending (1)
see all
SBTC-logo-white
legal-logos
  • Linked In
  • Facebook
  • Instagram
  • Youtube
  • TikTok
©2026 Security Bank & Trust Co.. All rights reserved. SBTC Routing Number: 091916161 | SBTC Bank NMLS #415819
  • Contact Us
  • Privacy Notice
  • Mobile Privacy Notice
  • Disclosures
  • Find Locations