Farming is more than just a profession, it’s a lifestyle. Whether you're tending to a fourth-generation family farm or launching a new agri-business, finding the right financial partner can make a substantial difference to your success. At Security Bank & Trust Co., we understand that the rural communities across Minnesota have unique needs. That is why our ag lending services are designed to continuously help farmers and agri-business owners thrive.
What is Ag Lending?
Agricultural Lending, or ag lending, offers financial tools that support the evolving needs of those working in agriculture. This specially designed form of lending helps fund everything from tractors and feed to farmland purchases and infrastructure upgrades. With strong roots in rural Minnesota, SBTC is proud to offer flexible, locally informed lending options to the farmers and agricultural entrepreneurs who feed our communities.
Types of Ag Loans We Offer
Equipment Loans
Keeping your operation running efficiently often means updating or replacing farm equipment. From combines and tractors to irrigation systems and grain bins, equipment loans provide access to the tools that power modern farming.
Land and Real Estate Loans
Buying farmland, expanding operations, or investing in facilities like barns and silos often require long-term financing. Our ag real estate loans are tailored to the cyclical nature of farming, offering structured payment plans and competitive rates that work for you.
Operating Lines of Credit
Agriculture is a seasonal business, and an operating line of credit can help cover input costs like seed, fertilizer, fuel, or livestock feed. This flexible financing tool helps ensure your cash flow matches your production cycle.
Why Choose Security Bank & Trust Co. for Your Ag Lending Needs?
At Security Bank & Trust Co., we’re not just lenders, we’re neighbors. Many of our team members live in the communities we serve and understand the challenges and opportunities unique to rural Minnesota. Our ag lenders take the time to learn about your operation, your goals, and your land. We don’t believe in one-size-fits-all financing—we believe in relationships that last generations.
From the start of planting to the end of harvest, we’re here to help you grow.
Trusted by Minnesota’s Farming Communities
Our commitment to rural Minnesota has earned us a reputation for trust and dependability. With local decision-making and personalized service, we’re proud to support the people who sustain our region. Whether you’re seeking a first-time farm loan or refinancing an existing one, our team is here to guide you through every step.
Ready to get started? Contact one of our experienced ag lenders today.
