In today’s marketplace, it is acknowledged that our financial products are becoming increasingly commoditized, similar in look, feel, and cost. It is Security Bank & Trust’s belief that banks stand out based more on how they deliver than what they deliver.
At the heart of all we do is relationship banking –a consultative approach that adds value to our clients, our employees, and our shareholders. We have challenged the commoditized view by specializing in discrete niches: Closely Held Businesses, Nonprofit Organizations (including Municipalities and other Government organizations,) and Real Estate Investors—where we can deliver superior, timely service with certainty in terms.
We are excited about our growth and our ability to continually raise the bar by tailoring our loans to the specific needs of our customer base. Through creativity, timeliness, and certainty, our business owners, nonprofits, and real estate investors know what their terms are going to be and know we are doing what we say we’re going to do. The flexibility allows their focus to be spent on more important matters such as negotiating their transaction and/or operating their business as efficiently and effectively as they can.
We understand that many banks serve nonprofit organizations, but Security Bank & Trust Co. is deeply committed to these organizations and the causes they support. Whether it is supporting by attendance or sponsorship, our directors and staff have been resilient supporters of nonprofit organizations and our communities. Through this acquired knowledgebase, we have worked closely with nonprofits to create unique programs and services that meet their particular needs.
Lastly, a common concern is a perceived technology difference between community banks and the money center banks. I am pleased to report that through advancement in technology, community banks are increasingly on the forefront of technology. Our clients have access to over 30,000 surcharge free ATMs, remote deposit, cash management, mobile deposit, and other services that allow them access whenever and wherever they need it. Moreover, we have invested in fraud analytics to provide additional support and assurance your money is safe with our bank.
Some other great resources to review:
- Guide to Business Loans
- Guide to Investment Real Estate
- Guide to Cash Management
- Guide to Personal Loans and Mortgages
We have invested in expert people, systems, and industry knowledge that make us a market leader in a field often dominated by very large banks. If your Minnesota closely-held business, nonprofit organization, or real estate company could benefit from a bank that delivers specifically for you, please give us the opportunity to review your banking needs. We are committed to making our clients successful. Your success is our business!
