Yearly Salary: $47,000 - $55,000

We are seeking a detail-oriented and analytical Credit Analyst to join our financial team. The ideal candidate will be responsible for evaluating credit data and financial statements of individuals or companies to determine the risk in extending credit or lending money. This role requires strong analytical skills, attention to detail, and the ability to interpret complex financial information.

Responsibilities:

• Assess creditworthiness of existing or prospective clients
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
• Complete ratio, trend and cash flows analyses and create projections
• Determine in depth the degree of risk involved
• Carefully analyze data and produce clear and objective reports
• Adhere to credit policy and guidelines

Skills:

• Proven working experience as a credit analyst
• Ability to analyze cash flows, leverage, collateral and customer strength
• Strong communication and presentation skills
• Sound judgement
• BS degree in Business, Statistics or related field

Qualifications:

• Superior customer service abilities.
• Possess strong written and verbal communication skills as well as excellent organizational/time management skills.
• Strong problem-solving skills with attention to detail.
• Ability to work with minimum supervision while performing duties.