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Security Bank & Trust Co. is passionate about helping our clients succeed and making a difference in our communities. And that starts with our employees.

We offer employment opportunities with an exceptional compensation and benefits package including profit sharing, medical, dental, 401k options, personal time off, an environment that promotes professional development, and more.

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Credit Analyst - Cologne, MN

Job Location: Cologne

Position type: Full-time

Security Bank & Trust Co. is looking for a Full Time Credit Analyst. This position will prepare, gather, and analyze financial information for current and potential bank customers.

Responsibilities

Assess creditworthiness of existing or prospective clients
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
Complete ratio, trend and cash flows analyses and create projections
Determine in depth the degree of risk involved
Carefully analyze data and produce clear and objective reports
Adhere to credit policy and guidelines

Skills

Proven working experience as a credit analyst
Ability to analyze cash flows, leverage, collateral and customer strength
Strong communication and presentation skills
Sound judgement
BS degree in Business, Statistics or related field

Qualifications:

Possess strong written and verbal communication skills as well as excellent organizational/time management skills.
Strong problem-solving skills with attention to detail.