We take pride in our employees.
Security Bank & Trust Co. is passionate about helping our clients succeed and making a difference in our communities. And that starts with our employees.
We offer employment opportunities with an exceptional compensation and benefits package including profit sharing, medical, dental, 401k options, personal time off, an environment that promotes professional development, and more.
Credit Analyst - Cologne, MN
Job Location: Cologne
Position type: Full-time
Security Bank & Trust Co. is looking for a Full Time Credit Analyst. This position will prepare, gather, and analyze financial information for current and potential bank customers.
Responsibilities
- Assess creditworthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
- Complete ratio, trend and cash flows analyses and create projections
- Determine in depth the degree of risk involved
- Carefully analyze data and produce clear and objective reports
- Adhere to credit policy and guidelines
Skills
- Proven working experience as a credit analyst
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement
- BS degree in Business, Statistics or related field
Qualifications:
- Possess strong written and verbal communication skills as well as excellent organizational/time management skills.
- Strong problem-solving skills with attention to detail.