Business Checking
Regular Business Checking
- Maintenance charge of $10.00 a month
- .20 cents per debit
- .20 cents per credit
- .08 cents per each deposit item
- Credit back to the account based on the average available balance for the month (Credit back is up to the service charge and the rate is subject to change)
Small Business Checking
- If the average available balance falls below $250 for the month, a $10 service charge will apply
- 500 free items per month (debits, credits, deposited items), thereafter $0.35 per item
- $4.95 monthly charge for a paper statement
Preferred Business
- Interest bearing – Tiered rates
- If the average available balance falls below $3000 for the month, a $15 service charge will apply
- 150 free items per month (debits, credits, deposited items), thereafter .40 cents per item
- $4.95 monthly charge for a paper statement

Money Market
- $2,500.00 minimum balance
- $10.00 maintenance fee if balance falls below $2,500.00
- Limit of six withdrawals per month
- Minimum opening deposit of $50.00
- Checks are safekept for new accounts
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day.
- The interest rate is variable and subject to change daily
Business Savings

A savings account is a convenient way to save money. You can deposit to or withdraw from your account at any time. Both accounts have tiered interest rates, so the higher your balance the higher your rate of return.
Regular Savings
- Unlimited withdrawals from the account in person
- Pre-authorized, automatic and telephone transfers are limited to six withdrawals per month
- Interest is paid out quarterly on the account
- The interest rate is variable and subject to change daily
Certificates of Deposit

When it comes to keeping your money safe and growing, nothing beats a FDIC insured certificate of deposit. Visit the location near you for our current rates and to purchase your certificate of deposit.
Features and Benefits
- Terms from 3 months to 5 years
- Competitive interest rates
- Multiple interest payment options
- Compounded
- Paid by check
- Automatically deposited to your checking or savings account
- Convenient renewal process
- A maturity notice is mailed prior to the maturity date
- Certificates are automatically renewed at maturity
- A 10 day grace period allows you to make changes without a penalty
- Penalties for early withdrawal
ATM / Debit Cards
MoneyPass Debit Card

A MoneyPass Debit Card will give you access to the money in your checking account without a paper check. You can use the debit card to make purchases anywhere MasterCard™ is accepted and your checking account will be electronically debited for the transaction. The card can also be used to get cash from ATMs around the world. Whether you are close to home, traveling for business, or vacationing with your family, a MoneyPass Debit Card is a safe and convenient way to make purchases or get cash.
To find the MoneyPass ATM location near your home or office visit www.moneypass.com.
To report a lost or stolen debit card call 1-800-264-5578.
MasterCard™ SecureCode is a private code for your MasterCard™ account that gives you an additional layer of online shopping security. Participating merchants may ask for your SecureCode as an additional form of security in order to complete online transactions so register your MasterCard™ Debit today!
Merchant Processing
Many customers prefer paying for their purchases and services with a credit card. We can help your business set up merchant processing of Visa and MasterCard. In a few short weeks you will be able to accept credit cards from your customers.
Remote Deposit Capture
A Cash Management service that allows a merchant or company to remotely scan their own checks, automatically convert them into industry standard check images and electronically transmit them to the bank as a deposit.
HSA (Health Savings Accounts)
A Health Savings Account (HSA) is a tax-advantaged acount that can be established by eligible individuals covered under a high deductible health plan to save and pay for qualified medical expenses.
Contributions made by individuals or employers are fully tax-deductible, earnings are tax-deferred and distributions used to pay for qualified medical expenses are tax-free.
What are the benefits of an HSA?
- HSA contributions – by employee or employer – are excluded from income.
- HSA earnings are tax-deferred.
- HSA dollars are never taxed if used for Qualified Medical Expenses
Need more information about HSAs?
Whether you are an employer or an individual, we can help you get answers to your questions concerning HSAs