Advantages
- Use Accounts that match your business’s necessities
- Use ACH Services for Payables and Receivables
- Use Zero Balance Accounts and Sweeps
- Use Merchant Services and Business Credit Cards
- Setup notifications and automatic transfers
Grow with us today!
ACH Origination
Electronically send and collect payments through the Automated Clearing House (ACH) network. Streamline clients’ payment processes and eliminate costs associated with manual check processing.
Check Positive Pay
Minimize risk from unauthorized or altered checks (identify check fraud). Customers upload a list of checks issued, and our system matches them to cleared items. Our system notifies customers when there is an exception, and the customer decides if the item should be paid or returned.
ACH Debit Positive Pay
Minimize risk from unauthorized ACH debit Transactions. Customer creates and controls a database of authorized ACH debit transactions and parameters, and our system matches them to cleared ACH debits. The system notifies customers when there is an exception, and the customer decides if the item should be paid or returned.
Business Credit Cards
Make purchases anywhere Visa™ is accepted. Offers convenience for purchases with no need for checks. Flexibility for each employee to have their own card.

Business Debit Card
A Mastercard® Debit Card will give you access to the money in your checking account without a paper check. You can use the debit card to make purchases anywhere Mastercard® is accepted and your checking account will be electronically debited for the transaction. The CardValet App also provides card alerts & the ability to turn debit cards on or off.
Mobile & Online Banking
Get on-the-go banking by call, text message, web browser or mobile phone app – anywhere, anytime, and any way you want. Even pay bills & deposit a check using our mobile app.

Remote Deposit
Ability to conveniently deposit checks 24/7 without leaving the office. Contact customer service to learn more about how this imaging service could work for you.
Merchant Processing
Many customers prefer paying for their purchases and services with plastic. We can help your business set up merchant processing of Visa and Mastercard® so that in a few short weeks you will be able to accept credit/debit cards from your customers.
Wires
The Wire Transfer network provides an efficient and secure way to provide accurate delivery of funds both domestic and foreign.
ZBA
A ZBA is
Sweeps
Maximize returns, minimize interest expense, and simplify daily funds management. Funds can be swept from a checking account into a Line of Credit after a minimum balance has been reached in the checking account. Funds swept through a Zero Balance account are usually swept to a higher interest bearing account.