Personal Savings

A passbook savings or money market account is a convenient way to save money. You can deposit to or withdraw from your account at any time. Both accounts have tiered interest rates, so the higher your balance the higher your rate of return.

Regular Savings

• Minimum balance of $50.00
• $6.00 quarterly maintenance charge if the balance falls below $50.00 during the quarter
• Maintenance charge will be waived when the primary accountholder is 12 & under
• Unlimited withdrawals from the account in person or at an ATM
• Pre-authorized, automatic and telephone transfers are limited to six withdrawals per month
• We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day.
• Interest is paid out quarterly on the account
• The interest rate is variable and subject to change daily

Money Market Savings

• Minimum balance of $2,500.00
• $10.00 maintenance fee if balance falls below $2,500.00
• Limit of six withdrawals per month
• Free checks (check styles are limited)
• No fee for money orders
• Minimum opening deposit of $50.00
• Checks are safekept for new accounts
• We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day.
• The interest rate is variable and subject to change daily

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