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AGRICULTURAL LOANS
Farm Real Estate
Security Bank & Trust Co. offers farm real estate mortgages with a variety of terms and competitive rates.
Equipment Loans
We understand every farming operation is different so
Security Bank & Trust Co. has a variety of lending options to provide financing for farm equipment and livestock.
Ag. Operating Loans
Security Bank & Trust Co. has experienced agricultural loan officers to help you plan the
use of your farm resources towards meeting both your short-term and long-term
goals. We can provide competitive rates on loans to meet your needs in all of
the following areas:
- Seasonal operating loans – we have the
expertise in working with Ag cash flows and projections.
- Providing flexible rates and terms for farm
machinery and equipment tailored to fit specific operations and specialty
crops.
- Purchase of breeding livestock and feeder
cattle.
Agricultural Operating Line of Credit
You can have a Line of Credit during the growing season for crop inputs and also to help you manage your operation throughout the year.
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Consumer
Loans
Installment Loans
Security Bank & Trust Co. offers Installment Loans to finance a specific
purpose, whether it’s a new car, boat, recreational vehicle, home
improvements, or to consolidate your monthly bills. We offer competitive terms
and rates.
Ready Reserve
To avoid overdraft charges, Security Bank & Trust Co. offers a line of
credit attached to your personal checking account that advances when needed.
Home Equity
Security Bank & Trust Co.’s Home Equity is a revolving line of credit
using the equity in your home as collateral. These loans are flexible, use them
for remodeling, home improvements, debt consolidation, college tuition, cars or
vacation
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Commercial Loans
Commercial Real Estate Mortgages
Security Bank & Trust Co. offers a real estate mortgage to purchase or refinance a building or piece of land. Payment terms are flexible and interest rates are offered on either a variable rate or a fixed rate.
Single Payment Loans
These loans provide interim working capital for a business on a short-term basis.
Installment Loans
The installment loan is designed to finance equipment, vehicle purchases, debt consolidation, or any other long-term need of the business. Interest rates are competitive and terms are flexible.
Revolving Line of Credit
This line of credit helps keep your business cash flow running smoothly to cover unexpected expenses and fluctuations during the year.
Construction Mortgages
Line of credit during the construction phase of the loan. Upon completion of the project, the loan automatically converts to a regular mortgage and there are no additional closing costs.
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